How Government Policies Impact Mortgage Rates
When shopping for a home loan, many borrowers focus on credit scores, down payments, and lender options. However, one major factor influencing mortgage rates is government policy. Various government decisions—from Federal Reserve actions to legislative policies—can have a significant impact on the
Home Loan Trends: 2024 Recap & 2025 Outlook
As we close the chapter on 2024, it's the perfect time to reflect on the major trends that shaped the home loan market this year and look ahead to what 2025 might have in store. From fluctuating interest rates to the rise of digital tools, the mortgage landscape has seen significant shifts that have
Holiday Season Effects on Interest Rates
The holiday season is a magical time filled with celebrations and traditions, but it’s also a period that can significantly influence the real estate market and interest rates. From shifts in buyer activity to potential adjustments in economic policies, understanding how the Christmas season impacts
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